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Terms of Use

Last updated: October 29, 2026

Educational tools, not professional advice

Home Daycare Tools provides calculators and general information for educational purposes. Nothing on this site is tax, legal, accounting or financial advice for your specific situation. Tax figures follow IRS publications and food program figures follow USDA rate notices as cited on each page, but agencies change rates and rules, and your sponsoring organization, state agency and tax professional are the authorities for your case.

Accuracy

We work to keep rates current and show the effective period on every page. We do not warrant that any calculation matches an official determination, and we are not liable for decisions made from site content.

Acceptable use

You may use the calculators freely for your own business. You may not scrape the site in bulk, misrepresent its content as official government guidance, or use it to provide advice to others as a paid service without verifying figures against the primary sources linked on each page.

Intellectual property

Site text, design and code are © Home Daycare Tools. Government rate data and publications referenced are the property of their respective agencies.

Changes

We may update these terms; the date above reflects the latest version.